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Virtual Mastercard

The Mastercard that
works as hard as you do

Issue a fully-functional virtual Mastercard in 30 seconds. Accepted at 100M+ merchants worldwide. Built for heavy spenders who need reliability at scale.

Get Your Mastercard Free How it works
WePay
Virtual Card
•••• •••• •••• 4827
Card Holder
YOUR NAME
Expires
12/28
99.98%
Approval Rate
Why WePay Mastercard?

Built for heavy digital spenders

Mastercard's global network meets WePay's instant issuance engine. Whether you're running a 7-figure ad campaign or paying for a single Netflix subscription, your WePay Mastercard handles it seamlessly.

Instant Virtual Card — Full 16-digit details generated in seconds
Zero Declined Ads Campaigns — Verified for all major ad platforms
High Spend Limits — Business plans support $50,000+/month
Multi-Currency Support — USD, EUR, GBP billed at mid-market rates
Chargeback Protection — Dispute transactions with one click
Sub-accounts / Teams — Issue cards for each team member
Top Use Cases

WePay Mastercard is perfect for

From solo entrepreneurs to enterprise teams — see why thousands trust WePay Mastercard for their daily spend.

Performance Marketers
Run Meta, Google, TikTok, and Snapchat ad campaigns without interruption. Dedicated cards per ad account eliminate declined payment headaches.
SaaS & Tech Teams
Manage software subscriptions, cloud infrastructure, and vendor payments with per-project cards and team-level spend controls.
E-Commerce Merchants
Pay for product sourcing, Shopify, inventory management tools, fulfilment, and other international commerce costs reliably.
Researchers & Students
Access international research databases, academic tools, and learning platforms that require international billing methods.
Remote Teams
Distribute company cards to distributed team members. Set spend categories, limits, and real-time notifications for full expense visibility.
Gig Workers
Collect and spend earnings from Fiverr, Upwork, and other platforms. A dedicated card for every income stream keeps finances organized.
Mastercard vs Visa

Which card is right for you?

Both are globally accepted. Choose based on your specific use case — or get both on Pro.

Mastercard
✓ Higher ad platform acceptance
✓ Best for marketing agencies
✓ Strong chargeback protection
✓ Excellent for subscriptions
✓ Price protection on eligible purchases
VS
VISA
Visa
✓ Widest global acceptance
✓ Best for e-commerce
✓ Travel & booking optimized
✓ Strong fraud monitoring 24/7
✓ Extended warranty on purchases

On the Pro plan, you get unlimited cards of both types.

View pricing plans →
How It Works

From sign-up to spending in 60 seconds

Create Account
Sign up in under a minute with just your email. No paperwork, no credit checks.
Fund Wallet
Top up via bank transfer, crypto, or payment link. Funds available instantly.
Issue Card
Generate a Mastercard with one click. Full details displayed immediately.
Start Spending
Use your card anywhere Mastercard is accepted — online, in-app, worldwide.
FAQ

Frequently asked questions

No — it's a fully digital virtual card. You receive the 16-digit card number, expiry date, and CVV instantly. Use it for all online payments, subscriptions, and digital advertising just like a physical card.
Your WePay Mastercard is accepted at 100+ million merchants across 150+ countries — anywhere Mastercard is accepted online. This includes all major ad platforms, SaaS tools, e-commerce stores, and subscription services.
Free plan: 1 card. Pro plan ($9/mo): Unlimited cards. Business plan ($29/mo): Unlimited cards + bulk issuance + team sub-accounts with individual spend controls.
Cards are USD-denominated but work with any currency. When you pay in EUR, GBP, or other currencies, Mastercard's mid-market exchange rate applies plus our low 0.5% FX fee. Pro users get multi-currency wallets.

Issue your Virtual Mastercard
right now — free.

Create a WePay account, fund your wallet, and have a working Mastercard in your hands in under 60 seconds.

Get Card Free Compare with Visa
No credit checkInstant issuanceFree to start